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Home / Our Services / Professional Indemnity

Professional Indemnity

Professional Indemnity Insurance was developed for professionals that regularly provide advice or services to customers.
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Premium Professional Indemnity Insurance

This policy offers financial protection if, during the course of your services, questions please a customer or third party alleges your business caused damages, injury, or loss. A professional is defined as anyone who is skilled or trained in a particular field, and some industries may even legally require you to have professional indemnity insurance.

Our professional indemnity insurance can potentially cover the cost of a legal defence, settlements, and any potential damages you are held liable for. No matter how careful you are, sometimes mistakes or accidents can happen, and professional indemnity is there to protect you and your business. At Insuranet, we can provide coverage that is industry-specific and tailored to your professional needs. We can provide customised products for a variety of industries, including health professionals, consultants, engineers, architects, real estate, hospitality, entertainment, and a wide array of professions.

If you have any questions about professional indemnity, or you’re unsure about whether this policy is right for you, please contact us today. The Insuranet team can help to decide if this policy is appropriate for your business. Additionally, we can also explain the terms of service and exclusions within the policy.

Answering all your frequently asked questions

What is covered in Professional Indemnity?
Professional indemnity insurance coverage can differ depending on your industry, profession, and the risks facing you. Every profession that provides advice or services should consider this policy, as being held liable can be extremely damaging for your reputation and finances. Professional indemnity can potentially protect you against- Breach of duty Defamation Infringement of intellectual property Cost of claims investigation Reputation repair
Which Jobs Qualify for Professional Indemnity Insurance?
Anyone that considers themselves a ‘professional’ or works in a field that provides ‘professional services’ should consider professional indemnity. Some examples can include lawyers, accountants, architects, engineers, marketing specialists, bookkeepers, and more.
Who should get Professional Indemnity Insurance?
If you are a business owner, freelancer, or self-employed you should consider professional indemnity insurance. If you’re unsure whether it would be applicable to your business or profession you can contact the Insuranet team and we’d be happy to help you with any questions.
What isn’t included in Professional Indemnity Insurance?
Every policy can include exclusions and limitations. These can be discussed with your broker before you begin the policy. It’s important to check in with your Insuranet broker to discuss any exclusions, deductibles, and limitations of your policy.

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General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.

Ausure Insuranet Pty Ltd ABN – 79 653 099 524 is an Authorised Representative of Ausure Pty Ltd – ABN 94 096 971 854 AFSL 238433

CAR Number – 1293048

Our combined Financial Services Guide (FSG) and Advisor Profile contains important information about Ausure Pty Ltd, any authorisations and the services we provide. 

The following link will take you to an electronic copy of the FSG, if you would prefer to receive it another way please contact our office. Please click here to download the FSG.

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