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Landlords

Landlords Insurance offers financial protection for landlords for their property.
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Detailed Landlords Insurance

Landlords insurance offers protections for property owners if you need repairs or replacement for your home in the event of vandalism, theft, flood, natural disasters, fire, and more. Each policy can be customised to suit the unique risks and hazards facing you.
Insuranet can cover you whether you own just one house or twenty apartments. We can assist you in managing your expenses by customising your policy so that you’re only paying for the cover that you need. Depending on the level of coverage you require, we can offer property only insurance, contents insurance, or a combination of the two.
While landlords insurance can cover lots of the same assets as regular home insurance, it also covers the unique risks that come with renting out property too.
This policy can offer financial protection for all property types, including houses, apartments, townhouses, granny flats, and even units within retirement homes.

If you have any questions about Landlord insurance, then contact the Insuranet team today. We can assist you in deciding if this policy is right for you and explain any possible exclusions. Our team is happy to help.

Answering all your frequently asked questions

Insurance policies can differ depending on your circumstances and the coverage level you select. Some of the things that can be included in this policy include; if your tenant fails to pay rent, theft, vandalism, content, and furnishings. Additionally, this policy can protect you in the event that a storm or fire damages your property.
Typically, if the landlord has taken up permanent residence in the property it cannot be insured under the same Landlords policy anymore. It’s best to contact your Insuranet broker and ask for more information if this occurs.
You can take out landlords insurance from the moment you purchase a property with the intent to lease it out. Liability exposure can start as soon as potential tenants are being shown the property, even if the house is still vacant.
Every policy has exclusions and limitations. For Landlords insurance these limitations can include building defects, neglect, wear and tear, mould, tenant repairs, or regular maintenance costs.

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